Conduct all of your tax & financial services from the convenience of your home!
WHAT IS TAX PLANNING?
We HELP You Avoid Paying More in Taxes to the IRS Than You Should!
Tax planning is the proactive process of organizing your financial affairs to legally minimize your tax liability.
TAX planning objectives
We go beyond tax compliance and proactively recommend tax saving strategies to maximize your after-tax income.
Here are just a few of the Tax Saving Strategies we use...
- Splitting income among several family members or legal entities to get more of the income taxed in a lower bracket.
- Shifting income or expenses from one year to another to have them fall where it will be taxed at a lower rate.
- Deferring tax liabilities through certain investment choices such as pension plans, contributions, and other similar plans.
- Using certain investments to produce income that is tax-exempt from either federal or state or both taxing entities.
- Finding tax deductions by structuring your money to pay for things you enjoy, such as a vacation home.
These recommended tax strategies will help you...
- grow and preserve assets by keeping Uncle Sam out of your pockets.
- defer income so you can keep your money now and pay fewer taxes later.
- reduce taxes on your income so you keep more of what you make.
- reduce taxes on your estate so your family keeps more of what you've made.
- reduce taxes on your gifts so you can give more.
- reduce taxes on your investments so you can grow your wealth faster.
- reduce taxes on your retirement distributions so you can retire in style.
Remember, we work for YOU, not for the IRS. Many of our clients save many times the fee they pay us, in reduced tax liability through careful planning and legitimate tax strategies.
Ready to Take Control of Your Tax Bill and Lower Your Taxes?
Your first step is a confidential phone consultation to review your current situation, identify planning opportunities, and outline a proactive strategy for the year ahead.
📞 Call (301) 747-0489
📅 Schedule on Our Calendar
You don’t have to stress over your taxes, and you don’t have to figure it out alone.
here are a few of the tax planning strategies we use:
Income Tax Strategy
We help you manage income sources and timing to legally reduce your tax burden.
- Tax bracket management
- Timing of income and deductions
- Taxable vs. tax-exempt income strategy
- Coordination with Social Security and other benefits
Business Tax Optimization
Whether you're self-employed or run a corporation, we build a strategy that works for your structure.
- Entity type evaluation (LLC, S Corp, Sole Prop)
- Salary vs. distributions planning
- Maximizing deductible expenses
- Qualified Business Income (QBI) strategies
- Depreciation & asset purchases (Sec. 179 planning)
Investment Tax Efficiency
Make smarter investment decisions with the tax impact in mind.
- Capital gains/loss harvesting
- Roth vs. traditional account analysis
- Asset location across accounts
- Coordination with financial advisors
Estimated Taxes & Withholding Planning
Avoid surprises and penalties with smart, proactive payment plans.
- Quarterly estimated tax calculations
- Safe harbor planning
- Withholding adjustments
- Self-employment tax optimization
Real Estate & Asset Planning
Maximize tax advantages from your real estate investments.
- Rental property strategies & depreciation
- 1031 exchanges
- Sale of primary residence exclusions
- Passive activity and loss limitation planning
Charitable Giving Strategy
Give with purpose while reducing your tax liability.
- Donor-Advised Fund (DAF) strategies
- Qualified Charitable Distributions (QCDs)
- Appreciated asset donations
- Charitable bunching techniques
Retirement Distribution Planning
Give with purpose while reducing your tax liability.
- Donor-Advised Fund (DAF) strategies
- Qualified Charitable Distributions (QCDs)
- Appreciated asset donations
- Charitable bunching techniques
College & Education Planning
Structure education expenses to maximize tax benefits.
- 529 plan strategy
- Education credits (AOTC, Lifetime Learning)
- Coordinating with financial aid planning
- Income timing to increase aid eligibility
IRS & Tax Law Change Readiness
We keep your strategy current with the latest laws and opportunities.
- Monitoring tax code changes
- End-of-year planning tactics
- IRS compliance alerts and updates
- Strategy adjustments for new deductions or credits
- Structure education expenses to maximize tax benefits.
Ongoing Support & Tax Return Review
We’re with you all year, not just during tax season.
- Mid-year and year-end strategy sessions
- Prior-year return review for missed savings
- Red flag risk analysis
- Filing support with planning in mind
Ready to Take Control of Your Tax Bill and Lower Your Taxes?
Your first step is a confidential phone consultation to review your current situation, identify planning opportunities, and outline a proactive strategy for the year ahead.
📞 Call (301) 747-0489
📅 Schedule on Our Calendar
You don’t have to stress over your taxes, and you don’t have to figure it out alone.